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Banking & Finance

Corporate, Banking & Finance

Meet Chris Brightling

Head of Department

The old saying ‘money makes the world go around’ is never more true than when related to arrangements to lend and borrow money.

Lending or borrowing money needs to be clearly documented to protect you whether you are acting as a lender or borrower. We can help by reviewing agreements and by drafting appropriate documentation to ensure you have practical and enforceable arrangements.

Loan Agreements

Review Facility Letters
Property Finance
Mezzanine Finance
Refinancing
Private loan arrangements (including ‘bank of mum and dad’)
Consumer Credit Act (CCA) compliant loans

Security

Granting of security over property, charges, debentures, guarantees, charge over shares – there are many different ways lenders look to get extra protection when they loan money. However a lender is looking to obtain collateral security, the documentation is going to be complex. These are technical documents and we can help either preparing or reviewing and negotiating them to provide the most workable security solution for your particular circumstances

We also give independent legal advice to Directors granting security to support bank lending to their companies.

Venture Capital

We act for management teams (for instance MBOs, BIMBOs, Buy-in Management Buy-Out) and companies receiving venture capital investments with experience in share incentive schemes, joint venture agreements, investment agreements and shareholder agreements, share options and corporate structuring including share rights and articles of association.

For further advice, please contact a member of our Corporate, Banking & Finance team. Girlings has offices in Canterbury, Ashford and Herne Bay.

Our Experts

Chris Brightling

Head of Department

Corporate, Banking & Finance and Commercial Law

Chris Brightling

Head of Department

Corporate, Banking & Finance and Commercial Law

Chris is a corporate partner and head of the Corporate, Banking & Finance and Commercial Law team at Girlings. He has significant experience advising on corporate acquisitions, disposals and investments as well as general corporate law matters.

Consultant Solicitor

Corporate, Banking & Finance, Commercial Law, and Charities & Not for Profit

Caroline Armitage

Consultant Solicitor

Corporate, Banking & Finance, Commercial Law, and Charities & Not for Profit

Caroline has a wealth of experience in corporate and commercial law as a Solicitor and also as a specialist adviser to charities. She works as governance specialist and legal adviser to charities, SMEs, OMBs, and entrepreneurs.