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Banking & Finance

Corporate, Banking & Finance

Meet Chris Brightling

The old saying ‘money makes the world go around’ is never more true than when related to arrangements to lend and borrow money.

Lending or borrowing money needs to be clearly documented to protect you whether you are acting as a lender or borrower. We can help by reviewing agreements and by drafting appropriate documentation to ensure you have practical and enforceable arrangements.

Loan Agreements
  • Review Facility Letters
  • Property Finance
  • Mezzanine Finance
  • Refinancing
  • Private loan arrangements (including ‘bank of mum and dad’)
  • Consumer Credit Act (CCA) compliant loans

Granting of security over property, charges, debentures, guarantees, charge over shares – there are many different ways lenders look to get extra protection when they loan money. However a lender is looking to obtain collateral security, the documentation is going to be complex. These are technical documents and we can help either preparing or reviewing and negotiating them to provide the most workable security solution for your particular circumstances

We also give independent legal advice to Directors granting security to support bank lending to their companies.

Venture Capital

We act for management teams (for instance MBOs, BIMBOs, Buy-in Management Buy-Out) and companies receiving venture capital investments with experience in share incentive schemes, joint venture agreements, investment agreements and shareholder agreements, share options and corporate structuring including share rights and articles of association.

For further advice, please contact a member of our Corporate, Banking & Finance team. Girlings has offices in Canterbury, Ashford and Herne Bay.

Our Experts

Chris Brightling

Head of Department
Corporate, Banking & Finance; Commercial Law

Caroline Armitage

Consultant Solicitor
Corporate, Banking & Finance; Commercial Law

Jonathan Masucci

Corporate, Banking & Finance; Commercial Law

Elesha Bradford

Assistant Solicitor
Corporate, Banking & Finance; Commercial Law

Sarah Karam

Assistant Solicitor
Corporate, Banking & Finance; Commercial Law

Jessie Cloughley

Trainee Solicitor
Corporate, Banking & Finance; Commercial Law

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Chris and the team were absoutely brilliant. This is the first time I have sold a business and Chris made a complicated process simple! The process was far more complicated than it should have been and Chris worked tirelessly to drive this forwards to the agreed completion date. I could not have asked for more than what he and the team delivered for me and with very reasonable fees.
Katie Aldred